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Financement

All our solutions.

Clear, fast financing, 100% tailored to your situation.

Fixed APR

Fixed monthly payments.

Funds within 24h

Express SEPA transfer.

100% Secure

Encrypted data.

Credit redesigned for your freedom.

At STABILYS GRUP, we firmly believe that access to credit should never feel like an obstacle course. That is why we have eliminated unnecessary paperwork, hidden fees, and endless meetings with advisors. Our technology platform analyzes your application in real time and provides you with an instant preliminary decision. Whether you need to finance an unexpected expense, purchase a new vehicle, or complete your dream home renovations, our mission is to make funds available to you as quickly as possible.

Furthermore, we are committed to total transparency. The rate you see during your simulation is the exact rate you will receive on your final contract. There are no application fees, no unfair early repayment penalties, and our support team remains at your full disposal at every stage of your financial life. We are your partner for all your life projects.

Featured Offers

Our Main Loans

Prêt Personnel
Max Amount 2 000 000 €

Personal Loan

A personal loan is the ultimate financing solution for all your projects requiring a significant sum, without having to justify your purchases. Unlike a secured loan, the funds are paid directly into your bank account. You are free to use them for emergencies, organizing an event (wedding), a world tour, or even for a personal investment.

With an exceptional ceiling of up to €2,000,000, our personal loan stands out for its flexibility. We adapt the repayment term to guarantee a monthly payment that respects your budget. Additionally, no application fees are charged and the response to your request is instantaneous.

  • No proof required
  • Up to €2 million
Simulate this loan
Crédit Auto
Financing 100% of the price

Car & Motorcycle Loan

Get behind the wheel of your new car without delay. Our auto credit is a purpose-bound loan designed specifically for the purchase of a new or used vehicle. Because it is tied to a specific purchase, it benefits from preferential interest rates, among the lowest on the market.

We understand that buying a vehicle involves additional costs. That's why our credit not only finances the vehicle 100% (no down payment required), but it can also cover the registration, insurance, and even your first maintenance services. The validation process is accelerated upon presentation of the order form.

  • Zero down payment required
  • Additional costs included
Finance my vehicle
Prêt Travaux
Payout Gradual

Home Improvement Loan

Enhance your real estate assets without dipping into your personal savings. The renovation loan allows you to finance all types of projects for your home: a house extension, a swimming pool installation, a new kitchen, or essential energy renovation work (insulation, heat pump).

Because construction projects often span a long period, our renovation loan adapts to your pace. Funds can be released gradually as the work progresses upon presentation of contractor invoices. Additionally, you can benefit from a deferred repayment: you only start paying once the work is finished!

  • No mortgage required
  • Deferred up to 3 months
Simulate my renovation
B2B & Corporate

Business Funding

Dedicated solutions for artisans, self-employed professionals, and SMEs. Accelerate your growth with fast financing and optimized terms.

Cash Flow

The essential tool to manage cash flow gaps, finance your working capital requirements, or build up initial stock. This credit line is flexible, and interest only applies to the amounts actually used.

Leasing / Equipment

Equip your business (commercial vehicles, industrial machinery, IT equipment) without tying up your investment capacity. Leasing payments are tax-deductible for maximum fiscal optimization.

Startup & Franchise

Launch your own business with peace of mind. We finance initial investments, intangible costs, and franchise entry fees to help you start your activity under the best possible conditions.

Apply for a business loan

Other Specialized Credits

There is a loan for every moment of your life.

Debt Consolidation Relief

Debt Consolidation

Consolidate all your debts (auto, personal, tax debts) into a single loan to reduce your monthly payments by up to -60%.

Simulate
Student Loan Education

Student Loan

Invest in your professional future with optional deferred repayment and highly competitive rates.

Simulate
Health Loan Medical

Health Loan

Cover non-reimbursed medical expenses (dental, vision) with absolute medical confidentiality.

Simulate
Wedding & Travel Celebration

Wedding & Travel

Finance the most beautiful day of your life or your honeymoon by spreading the costs without touching your savings.

Simulate

Questions about our offers?

If you have a specific purchase (car, renovations) with proof (quote, invoice), a secured loan often offers a preferential rate. If you want funds to use freely without justifying expenses, a personal loan is the right solution.

Absolutely. Unlike variable rates that can increase, our offers are based exclusively on fixed APRs. Your monthly payment remains unchanged throughout the duration of the contract.

Yes, our debt consolidation offer allows you to combine existing loans (auto, personal, various debts) into a single, often lower monthly payment by extending the repayment period.

Death, disability, and job loss insurance is optional but highly recommended. You can subscribe at the time of your application, and the cost will be included in your monthly payments.

Ready to get started?

Your project deserves
the best financing.

Complete your application in 2 minutes. Receive an instant preliminary approval. Funds available within 24 hours.

Apply Now Speak to an advisor
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